Welcome to the DebtLine Direct blog

Debt Line Direct (www.debtlinedirect.com), are a recognised debt management company that have helped thousands take control of their debts and helped them to become totally debt-free.

The way we work is very different from other debt management companies because we are not driven by money whereby some debt companies simply only care about the sales coming in. We're unique because our friendly and trained staff have been in the same situation as you. That's right. WE'VE been there. So you can expect only the utmost respect and compassion and inpartial advice.

We help you get rid of your debts with various strategies. Our main one is to create a debt management plan which is to basically consolidate all your monthly repayments into one affordable payment each month. Once all the paperwork is signed we then also contact your creditors on your behalf making sure they will now leave you alone. If they do contact you after we get in touch with them, then simply hang up because by law they should not be ringing you once we step in.

We also offer other options such as an IVA, Trust Deeds and Bankruptcy. We take away your stress and strains by offering you a way out.

If you have any questions, queries or quandaries please contact us by e-mail at enquiries @ debtlinedirect.com.


We also run a separate website called THE MONEY EXPRESS which is a U.K money comparison website in which we compare masses of products such as credit cards, loans, bank accounts, utility bills, insurance and mortgages.








Wednesday

Best ways to get rid of debt on your own

at 2:23 am Labels: , , , , , ,
Trying to get rid of debt can be really tough and cumbersome. But if you have the determination and patience, you can do it by following 5 simple steps as given below.

1. Understand your financial situation: To do this, you must calculate your debt-to-income ratio and see how much debt you owe and which debt is more important and should be paid first.
2. Understanding the credit: You should know about your credit report and correct all the errors and improve your credit history. You should know all the information regarding your credit history or else ignorance will cost you money.
3. Seek help to get out of debt: First of all seek help of a reputed and trustworthy consumer credit counseling agency. You should prevent filing a bankruptcy at all situations, as there are certain rules pertaining to it and these rules can make it difficult for you to get out of debt. You can also look for online help to get out of debt. Taking small steps at a time can be very fruitful indeed.
4. Cut off your unnecessary expenses: If you try, you can easily save a lot every year on credit cards and cut other costs. If you have a successful budget plan of your own, you can easily facilitate your payment of debt. Once you plan out your debt payment scenario, it can easily make you debt free fast.
5. Avoid common mistakes related to debt and credit: You shouldn’t succumb to the credit card policies which are too good to believe. You should try to know the truth of the credit card companies. You should completely avoid payday loans as they are very difficult to escape. Assess all the details before investing in a new car as your car payment can kill your chances to qualify for a much needed mortgage. Completely be aware of the mortgage policies and their risks. Go for mortgages only when they are appropriate for you. Forgo terrible need to go for a spending spree or else getting out of debt will be truly difficult for you.
Being scared when in debt is very natural. But you should be very focused in paying off your debts. If you really want to get out of debt, you must follow the steps mentioned above and give yourself a chance to lead a stress-free life.

For free debt help & advice, please visit; DebtLine-Direct.

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